I’ve been looking around, applying for work, and so on. It’s Sunday, I’m by myself. And maybe that’s why I’m mildly amused that my CMS tells me, “howdy.” (It’s a bit like it sent me a smiley. I LOVE smileys.)
Part of what I’m working through in figuring out what I want work-wise, is health care. Part of my frustration recently has been dealing with having to change insurers as I involuntarily change employers. Because I was sick of paying an incredible amount for COBRA from the last company’s plan, I bought private insurance. So far, I’m happy with it. I don’t have to go on whatever “employer-sponsored” program whenever I do find a gig.
I also looked at private plans on the individual market, and ones offered through my auto and property insurance company. I ended up choosing something else due to local ubiquity, and, ultimately, cost. (To speak to that, the plans I ultimately ended up choosing for health, dental, and vision were cheaper than just health and dental from my auto and property insurance company.)
I’ve long speculated that the PPACA (Patient Protection and Affordable Care Act) aka “Obamacare” (what a terrible abbreviation, and nickname, by the way) would ultimately result in the death of “employer-sponsored” coverage. This implies that’s already happening. So, my calculation is to find a company paying into a private exchange that offers my insurer, or pay out-of-pocket until I can choose a plan offered in an exchange whoever I’m working for that week pays in to.
In the meantime, if I land on with a company that doesn’t pay into an exchange that offers my plan, or retains an old-school setup, I’ll have to try to see if I can get some sort of salary increase to support my decision not to use their benefits.
Also, if there’s something where I don’t need to work full-time, the employer can pay in proportionally based upon how much I’m working. (If I’m only working half-time, the employer only contributes half of what they’d normally contribute….)
Speaking of which, I should go put up the meeting info on 757.org.