{"id":1216,"date":"2015-01-15T08:09:55","date_gmt":"2015-01-15T13:09:55","guid":{"rendered":"http:\/\/control-h.org\/blog\/wordpress\/?p=1216"},"modified":"2015-01-15T08:09:55","modified_gmt":"2015-01-15T13:09:55","slug":"an-affordable-nightmare","status":"publish","type":"post","link":"https:\/\/control-h.org\/index.php\/2015\/01\/15\/an-affordable-nightmare\/","title":{"rendered":"An Affordable Nightmare"},"content":{"rendered":"<p>I&#8217;ve basically not worked this week.  <\/p>\n<p>I&#8217;m having some issues related to my condition that have been tough.  Since May 2013, I&#8217;d been taking Tecfidera.  No real concern, though, as my neurologist was thinking about switching me to one of the infusion medications.<\/p>\n<p>Last fall, I didn&#8217;t enroll in my company&#8217;s HMO offerings for a variety of reasons.  Naturally, just after the open enrollment period, we received notice our private policy wouldn&#8217;t be offered for 2015.  Somewhat reluctantly, my wife and I chose a plan offered on the Federal Exchange with a company we&#8217;d previously used (and had difficulties with).<\/p>\n<p>We went with the plan largely because we knew that the specialists I&#8217;d been seeing accepted it.<\/p>\n<p>My wife saw her PCP last week on the new insurance without any problems.<\/p>\n<p>This week, I had two appointments with specialists scheduled.  One of them was with the neurologist who&#8217;d been treating my MS since just after diagnosis, the other with a specialist I&#8217;d been seeing on referral from the neurologist (albeit, this time to address a problem discovered in a routine test as my PCP;  since there was an existing relationship, I figured I&#8217;d let them handle it).  Friday, tomorrow, I had an appointment scheduled with my neurologist to discuss changes in my treatment.<\/p>\n<p>I saw specialist two late last year.  He wanted to run some tests, but agreed it&#8217;d probably be better to wait until my new policy started.<\/p>\n<p>Early in the week, I got a call from the second specialist saying they didn&#8217;t have my insurance information.  Since I didn&#8217;t have my card on me at the moment (I&#8217;d given it to my wife when she went to pick up a prescription for me), I told the caller the company, and that I&#8217;d bring my card with my for my appointment on Wednesday.<\/p>\n<p>So, yesterday we set out to my appointment.  After someone rudely cut in front of us, we finally got to the check-in.  Hand over my card.  Paraphrasing &#8212;<br \/>\n&#8220;Did you get this from the Exchange?&#8221;<br \/>\n&#8220;Yes.  The woman I spoke to said that you accept this company.&#8221;<br \/>\n&#8220;We do, but not the plans from the exchange.&#8221;<\/p>\n<p>After a bit of back-and-forth about the cost of the appointment as an out-of-network patient, we left.<\/p>\n<p>My wife reminded me that I should call my neurologist, with whom I had an appointment scheduled Friday.  They don&#8217;t accept the exchange program, either.  <\/p>\n<p>Later that afternoon, while looking for replacement specialists on the insurer&#8217;s site, I found a doctor at my neurologist&#8217;s practice listed.  Again, paraphrasing &#8212;<\/p>\n<p>&#8220;Which doctor?&#8221;<br \/>\n&#8220;Dr. S.K.&#8221;<br \/>\n&#8220;Please hold&#8230;.&#8221;  &#8220;Sir, we don&#8217;t accept that insurance at all.&#8221;<\/p>\n<p>So, cancel that appointment, too, and see the PCP Friday to get referrals to new specialists.<\/p>\n<p>Meanwhile, I can&#8217;t work, and none of my conditions is being treated.<\/p>\n<p>A big &#8220;thank you&#8221; to the politicians responsible for this.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>I&#8217;ve basically not worked this week. I&#8217;m having some issues related to my condition that have been tough. Since May 2013, I&#8217;d been taking Tecfidera. No real concern, though, as my neurologist was thinking about switching me to one of the infusion medications. Last fall, I didn&#8217;t enroll in my company&#8217;s HMO offerings for a [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[23],"class_list":["post-1216","post","type-post","status-publish","format-standard","hentry","category-scarred-brain-murmurings","tag-ms"],"_links":{"self":[{"href":"https:\/\/control-h.org\/index.php\/wp-json\/wp\/v2\/posts\/1216","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/control-h.org\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/control-h.org\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/control-h.org\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/control-h.org\/index.php\/wp-json\/wp\/v2\/comments?post=1216"}],"version-history":[{"count":0,"href":"https:\/\/control-h.org\/index.php\/wp-json\/wp\/v2\/posts\/1216\/revisions"}],"wp:attachment":[{"href":"https:\/\/control-h.org\/index.php\/wp-json\/wp\/v2\/media?parent=1216"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/control-h.org\/index.php\/wp-json\/wp\/v2\/categories?post=1216"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/control-h.org\/index.php\/wp-json\/wp\/v2\/tags?post=1216"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}